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Our Commitment
Our journey began with a simple belief: individuals need honest, independent guidance to navigate complex financial decisions. With extensive experience working for larger institutions early on, our founder, Ryan McSheffrey, established an independent practice that puts client goals first, delivering personalized solutions for their benefit.
Since becoming independent nearly two decades ago, we’ve helped individuals, families, and business owners across Woburn, MA, and surrounding areas create meaningful financial plans built around real-life priorities. From retirement planning to insurance strategies, college aid consulting to wealth management, and more, Ryan focuses on clarity, customization, and solutions that serve your best interest.
Our local roots keep us grounded and in tune with the needs of our community. Whether you’re entering your peak earning years, preparing for retirement, or mapping out a college strategy for your children, we listen first—then create financial plans designed just for you. Our independence gives us access to a wide range of strategies and concepts that can help you pursue your goals and prepare for what matters most.
We’re not here to push products. We’re here to help you understand what’s possible, simplify what seems overwhelming, and work with you to build lasting financial strength. It’s a relationship, not a transaction—and it’s one we take seriously.

Mission Statement
At Mill City Financial Partners, our mission is to serve as your lifelong, independent financial partner—committed to building lasting, trust-based relationships that put your goals first. Led by Ryan McSheffrey, we deliver fully customized financial strategies free from outside influence, empowering individuals and families to balance the return and risk of their assets.
Vision Statement
Our vision is to be the most trusted name in independent wealth management—guiding clients with clarity, confidence, and integrity through every financial chapter of life. We strive to expand our reach while staying rooted in a personalized, client-first philosophy that transforms financial potential into long-term security and success.


Have questions about your financial future? Fill out the form to connect with us—we’re here to deliver guidance, clarity, and strategies built around you.